Most young people born in the UK between 1st September 2002 and 2nd January 2011 will have a Child Trust Fund. Eligible young people in care who don't have a Child Trust Fund will usually have a Junior ISA instead.

Start talking about their account early. Encourage them to learn about their savings from age 16, help them understand what the money could be used for and signpost them to The Share Foundation's resources and life skills programmes.

We can only discuss a young person's account if their main contact at the local authority has authorised us to share information with you. This helps protect the young person's personal information.

Yes. Anyone can make a contribution to a young person's Child Trust Fund or Junior ISA (subject to annual limits). Many people choose to contribute for birthdays or other special occasions.

We do much more than manage savings accounts. We help young people build financial confidence and transferable skills through our life skills programmes, support them to find and access their accounts, and work with carers, local authorities and other professionals to help young people make the most of the opportunities available to them.